Disclaimers
The most important legal file on the site. Financial education and physical
instruction are the two categories that draw scrutiny, and you're in both.
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Short forms — for inline use
These are the ones that appear in context, which is where they actually do
their job. A disclaimer nobody sees protects nobody.
Footer, every page
Educational content only. Nothing here is financial, medical, legal, or tax
advice.
Every /money page and every finance email
Educational only. I'm not a licensed financial advisor, broker, or
accountant, and nothing here is personalised financial advice. I teach a
method for seeing your own financial position clearly. What you do with what
you see is your decision — and for decisions with real consequences, talk to a
licensed professional who knows your situation.
Every /body page and every tai chi lesson
Movement instruction, not medical care. I'm not a doctor or a physical
therapist. Check with your physician before starting any new physical
practice, especially if you have an existing condition, an injury, or you're
pregnant. Go at your own pace. If something hurts, stop.
Every /mind and /spirit page
These are practices and ideas I've found useful. I'll tell you which parts are
experiential and which I can't verify. None of it is medical or psychological
care, and none of it replaces professional help if you need it.
Alongside every testimonial
Individual experience. Not a guarantee of what you'll experience.
Anywhere trading is mentioned publicly
Research and journaling only. Nothing here is financial advice or a
recommendation to trade. Trading carries substantial risk of loss.
(This one already exists on the live site. Keep it.)
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Full page — /disclaimer
General
The information provided by Buffalo Consulting LLC ("we," "us," "I") on obnamia.tech
and any associated properties is for general educational and informational
purposes only. All information is provided in good faith. We make no
representation or warranty of any kind, express or implied, regarding the
accuracy, adequacy, validity, reliability, availability, or completeness of any
information on the site.
Under no circumstance shall we have any liability to you for any loss or damage
of any kind incurred as a result of the use of the site or reliance on any
information provided. Your use of the site and your reliance on any information
is solely at your own risk.
Financial education
**We are not licensed financial advisors, broker-dealers, investment advisors,
accountants, or tax professionals.** No content on this site constitutes
financial, investment, accounting, or tax advice, and nothing here is a
recommendation to buy, sell, or hold any security or financial instrument.
Our educational materials teach general methods for organising and understanding
personal financial information — including the construction and use of personal
financial statements. They are general in nature and do not account for your
individual circumstances, objectives, or needs.
Before making any financial decision, consult a qualified professional licensed
in your jurisdiction who is familiar with your situation.
No results guarantee
We make no guarantee of any financial or personal result. Any examples,
testimonials, or descriptions of outcomes reflect individual experience and are
not a promise, projection, or guarantee of what you will experience. Individual
results depend on factors including your circumstances, effort, and decisions —
most of which are outside our knowledge and all of which are outside our
control.
Health and physical practice
We are not medical professionals. Tai chi and other movement instruction
offered here is for general educational purposes and is not medical advice,
diagnosis, or treatment.
Consult your physician before beginning any exercise or movement programme,
particularly if you have an existing medical condition, injury, or are pregnant.
Participation is at your own risk. Stop immediately and seek medical attention
if you experience pain, dizziness, or discomfort.
Nothing here is a claim to treat, cure, prevent, or mitigate any disease or
condition.
Third-party products and affiliate relationships
The site contains links to third-party products and services, some of which are
affiliate links. **We may earn a commission when you purchase through them, at
no additional cost to you.**
Products and services offered by third parties are provided by those third
parties, not by us. We do not manufacture, control, or warrant them. Claims made
by a third party about its own products are that party's claims — verify
anything material to your decision directly with them, and consult an
appropriate professional before acting on it.
Dietary supplements and similar products are not evaluated by the Food and Drug
Administration and are not intended to diagnose, treat, cure, or prevent any
disease.
See /disclosure for full affiliate disclosure.
External links
The site may contain links to other websites. We do not investigate, monitor, or
warrant the accuracy or reliability of external content.
Errors and omissions
While we take reasonable care, the site may contain errors or omissions. We
reserve the right to change content at any time without notice.
Contact
Questions about this disclaimer: [CONTACT_EMAIL]
Last updated: [DATE]
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Build notes
- Inline short forms are not optional and do not substitute for the full
page — or vice versa. Both.
- Never place a disclaimer in collapsed or hidden text. Clear and conspicuous
means visible.
- Never render a disclaimer at a smaller size or lower contrast than body copy.
--ink-200 minimum — never --ink-400.
- The disclaimer text is copy and is subject to the voice guide only where
it doesn't compromise the legal function. Where the two conflict, legal wins.