Terms of Service
Last updated: [DATE]
These terms govern your use of obnamia.tech, app.obnamia.tech, and anything you
purchase from Buffalo Consulting LLC ("we," "us," "I"). By using the site or buying
something, you agree to them.
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1. Who we are
Buffalo Consulting LLC, an Ohio limited liability company, [BUSINESS_ADDRESS]. Contact:
[CONTACT_EMAIL].
2. Eligibility
You must be at least 18 to purchase. By purchasing you confirm you are.
3. Educational content only
Everything we provide is educational. **It is not financial, investment, tax,
legal, or medical advice**, and no professional relationship is created by your
use of it. See /disclaimer — it forms part of these terms.
4. Accounts
You're responsible for keeping your credentials secure and for activity under
your account. Tell us promptly at [CONTACT_EMAIL] if you suspect unauthorised
access. We may suspend or terminate an account that violates these terms.
5. Purchases
- Prices are in US dollars and may change; the price at checkout is the price.
- Payment is processed by a third-party processor. We don't store your card
details.
- Access is granted after payment clears.
- You're responsible for any applicable taxes not collected at checkout.
5A. Subscriptions
The paid tier is a subscription, billed monthly or annually at the price shown at
checkout.
- It renews automatically until you cancel. We'll tell you the renewal date
at checkout and it's visible in your account at all times.
- You can cancel any time, from your account, without contacting us. Access
continues to the end of the period you've paid for.
- Cancelling doesn't delete your data, and deleting your account doesn't
automatically cancel a subscription. Do both if you want both.
- Price changes apply from your next renewal, and we'll give at least 30
days' notice by email before they take effect. If you don't want the new
price, cancel before it applies.
5B. Founding membership
Founding membership is a one-time payment for ongoing access, sold to a
limited number of people while the product is being built. It is subject to
everything in these terms plus the following, which we also state on the sales
page in the same words:
- What "lifetime" means. Founding membership gives you access to the tool
as it exists and as it evolves, for as long as we operate it. It is
not a guarantee of any specific future feature, module, integration, or
capability. If we describe something we intend to build, treat that as an
intention and not as a term of your purchase.
- The seat limit is real. Founding membership is limited to the number of
seats stated at the time of sale. When those seats are sold, the offer closes
and the product is sold on the standard subscription terms in section 5A.
What "as long as we operate it" means, stated plainly because it's the part
people are entitled to ask about: if we permanently discontinue the product, you
get reasonable notice and a way to export your data — the same commitment as
section 8. A one-time payment cannot bind us to operate a service forever, and
we won't pretend otherwise. What it does bind us to is not charging you again
for what you bought.
Founding membership is personal and non-transferable. It carries the same
30-day refund right as everything else, under section 7.
6. Licence — what you can and can't do with what you buy
When you buy a course or digital product, you get a **limited, personal,
non-exclusive, non-transferable licence** to access and use it for your own
personal or internal business purposes.
You may: use the materials for yourself; use templates and tools we provide
in your own life or business; keep your own notes and derivatives.
You may not: share, resell, sublicense, or distribute the materials; give
your account credentials to others; reproduce or republish substantial portions;
use the materials to build a competing course or product; strip or obscure
attribution.
We retain all intellectual property rights. Nothing here transfers ownership.
7. Refunds
30-day refund policy. If a course isn't what you needed,
email [CONTACT_EMAIL] within 30 days of purchase and we'll
refund you.
You don't need to justify it. We may ask what didn't work, because that's how it
gets better, but an answer isn't a condition of the refund.
Access is revoked on refund. We may decline refunds where there's evidence of
abuse — bulk downloading followed by a refund request, repeat
purchase-and-refund, or redistribution of materials.
Live or 1:1 services are refundable for sessions not yet delivered.
Recommendation, not legal text: make it 30 days and make it unconditional.
A clean guarantee converts better than the revenue it costs you, and disputing
refunds with people who bought a self-improvement product is a bad use of your
time and reputation.
8. Availability
We aim to keep everything available but don't guarantee uninterrupted access.
We may modify, suspend, or discontinue any part of the service. If we
permanently discontinue a product you've purchased, we'll give reasonable notice
and a way to download your materials.
9. Your content
You keep ownership of anything you upload. You grant us a limited licence to
store and process it solely to provide the service. You're responsible for
having the right to upload it.
10. Acceptable use
Don't: break the law; infringe anyone's rights; upload malware; attempt to
access accounts or systems you're not authorised to; scrape or automate access
without written permission; interfere with the service's operation; or harass
anyone in a community space we run.
11. Third-party links and affiliates
We link to third-party products, some through affiliate relationships for which
we earn a commission. **We are not responsible for third-party products,
services, content, or claims.** Your dealings with them are between you and
them. See /disclosure.
12. Disclaimers
The service is provided "as is" and "as available" without warranties of any
kind, express or implied, including merchantability, fitness for a particular
purpose, and non-infringement. We don't warrant that the service will be
uninterrupted, error-free, or that results will meet your expectations.
13. Limitation of liability
To the maximum extent permitted by law, we will not be liable for indirect,
incidental, special, consequential, or punitive damages, or for lost profits,
revenue, data, or goodwill.
**Our total liability for any claim will not exceed the amount you paid us in
the twelve months preceding the claim.**
Some jurisdictions don't allow these limitations, in which case they apply to
the fullest extent permitted.
14. Indemnity
You agree to indemnify and hold us harmless from claims arising out of your use
of the service, your violation of these terms, or your violation of any
third-party right.
15. Governing law
These terms are governed by the laws of the State of Ohio, without regard
to conflict-of-law principles. Disputes will be brought in the state or federal
courts located in Ohio.
16. Changes
We may update these terms. Material changes take effect when posted with an
updated date. Continued use means acceptance.
17. Severability and entire agreement
If a provision is unenforceable, the rest stands. These terms, together with the
privacy policy and disclaimer, are the entire agreement between us.
18. Contact
[CONTACT_EMAIL]
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Build notes
- Terms must be acknowledged at checkout, not just linked in the footer.
- The refund window in the terms and the refund promise in the sales copy must
match exactly. Mismatched refund terms are one of the most common causes of
chargebacks and processor complaints.
- Section 6 matters more than it looks — it's what lets you act if someone
redistributes materials.
- **Section 5B condition 1 must also appear on the founding-member page, in the
same words, above the buy button** — not in a footnote and not behind a link.
A "lifetime" claim without its definition adjacent to it is the single most
disputed thing in this category, and the definition is what makes the claim
safe to make at all.
- Auto-renewal disclosure is regulated. US federal negative-option rules and
several state statutes (California's is the strictest) require clear
pre-purchase disclosure of renewal terms, express consent, and a cancellation
path at least as easy as the signup path. Section 5A is written to that
standard; the checkout UI has to match it, and that's a build requirement,
not a copy one.
[NEEDS FORREST + COUNSEL]Whether founding membership should carry an
explicit sunset — e.g. "access for as long as the product operates, and no
fewer than N years" — instead of relying on section 8. A floor is friendlier
and more defensible than an open-ended promise; it's also a commitment. Worth
one conversation with an attorney before fifty people buy it.